Program Explanation for Tenants & Buyers

Our Real Estate program is designed to help you purchase and own a home.   We have 2 programs to help people find a home of their own, they are called Tier I and Tier II.  The Tier I is a purchase or lease purchase program.   Depending on credit, background check and income, some applicants may immediately qualify for this program.  A down payment is required to get started and we may have you work with a Real Estate Agent.  Next the Tier II is a program for those who have damaged credit and will start out as a rental only.  After 1 year of “on time” payments, tenants have the option to upgrade to Tier I for purchase/lease purchase (either residential or mobile home).  Once approved we will have you view 2 or 3 homes and then a $500 deposit will be required in order to continue with the process.  The deposit does get applied towards your down payment when you are ready to purchase.  Down Payment Assistance may also be available.  1st and last months rent is normally required for move in.  For more details about our Affordable Housing Program, please review the information found under the "About Us" tab.  

​​IF YOUR APPLICATION IS APPROVED,  (you should find out in less than 48 hours.  Check your email).  

Application will not submit unless all mandatory questions are answered.  PLEASE SCROLL TO THE TOP OF THE PAGE AFTER SUBMITTING YOUR APPLICATION TO ENSURE IT WAS, IN FACT, SUBMITTED SUCCESSFULLY.